Between $900,000 - $1 Million Surf City NC Real Estate, Homes, Condos for Sale

Deeded water rights, a private deeded boat slip with a 7,000-pound boat lift, panoramic Intracoastal Waterway views, and an unbeatable Surf City location! Wake up each morning to spectacular sunrises over the ICWW while relaxing on your covered waterfront deck overlooking the Intracoastal Waterway, Topsail Island, and the iconic Surf City Bridge. Rarely does an opportunity like this become available in one of Surf City's most sought-after waterfront communities. Designed with a reverse floor plan to maximize the breathtaking views, this beautifully maintained end-unit townhome offers 4 bedrooms, 3.5 bathrooms, a three-stop elevator, and additional windows that fill the home with natural light. The top floor is dedicated to the main living space, where the open-concept living room, dining area, and kitchen capture incredible panoramic water views. Step outside to your deeded boat slip with a 7,000-pound boat lift and be on the Intracoastal Waterway within minutes. Enjoy boating, fishing, kayaking, paddleboarding, canoeing, jet skiing, or cruising to nearby waterfront restaurants and marinas. Few properties offer this combination of deeded water rights, direct water access, and such an exceptional location. The spacious kitchen features granite countertops, stainless appliances, bamboo flooring throughout the main living areas, and an open layout. The waterfront primary suite is located on the level just below the main living area, allowing you to wake each morning to peaceful water views. An upstairs bedroom features its own private ensuite bath, making it ideal for guests, while every bedroom offers oversized closets and exceptional storage. Designed for coastal living, this home also includes hurricane shutters, providing added storm protection and peace of mind. After a day on the water, the spacious mudroom provides the perfect drop zone for beach gear and boating essentials before stepping onto the covered rear porch overlooking the waterfront. From here, you'll enjoy views of the community's waterfront gathering deck, private docks, and outdoor shower, making it easy to rinse off after a day on the boat or at the beach. Residents enjoy outstanding community amenities including a waterfront swimming pool, private boat ramp, clubhouse with billiards room, waterfront gathering deck, and outdoor shower. Whether you're launching your boat, relaxing by the pool, or gathering with neighbors along the water, every day feels like a vacation. The location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can even launch your kayak or paddleboard from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Waterfront homes with deeded water rights, a private boat lift, elevator, reverse floor plan, and direct Intracoastal Waterway access rarely become available in this community. Whether you're searching for a full-time residence, second home, or investment property, this exceptional coastal home offers the perfect combination of convenience, boating access, and the waterfront lifestyle that makes Surf City one of North Carolina's most desirable destinations. Schedule your private showing today!

302 Vesta Ct, Surf City

$998,500

4 Beds ⋅ 3 Baths

Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City

$962,000

4 Beds ⋅ 4 Baths

Welcome to 304 Oceanaire Lane in Surf City, where coastal living meets convenience. This well-situated home is just a short stroll from beach access and offers ocean views from the top living area deck, making it ideal for enjoying sea breezes and sunrise-to-sunset island living. Inside, the home is designed for relaxed beach-town living with a thoughtful layout that supports both everyday comfort and easy entertaining. The middle floor offers 3 bedrooms including the master and two baths while the top floor has an additional bedroom with a bath and a half. The open living area with vaulted ceilings invites natural light and captures those refreshing coastal views, while the deck extends your living space outdoors. Hardwood flooring with new appliances and recently painted makes for a fresh pallet for your family to paint your own picture. This property is an estate sale so is conveying unfurnished. Shaft in place to receive elevator should one be desired. While not rented, this could make for a compelling investment opportunity. Located in a desirable Surf City setting, this property puts you close to the sand, surf, and all the best of island life. Whether you're looking for a full-time residence, vacation retreat, or investment opportunity, 304 Oceanaire Lane delivers a convenient coastal lifestyle.

304 Oceanaire Ln, Surf City

$975,000

8 Beds ⋅ 4 Baths

Rare opportunity to own a quadruplex, a ''unicorn'' in Surf City. Set on a desirable corner lot, 2nd Row from beach, each of the four units offers a comfortable 2-bedroom, 1-bath floor plan at 768 square feet- a layout coastal renters actively seek out. Eight parking spaces plus a garage give this property a significant edge in a beach town where parking is scarce. The property is being sold as-is with some work to be done, making it a true value-add play for the right buyer. Updates and improvements here have real upside potential. You're steps from the ocean in one of the Carolina coast's most active rental markets. All four units are currently occupied, so your investment generates income immediately while you plan improvements at your own pace. Live in one unit and let the other three help carry the load, or hold all four as rentals and let Surf City's strong beach tourism do the rest. Either way, the potential here is hard to replicate at this price point and proximity to the water.

1518 Easy St Unit A - D, Surf City

$945,000

3 Beds ⋅ 3 Baths

Ideally located on the second row from the beach, this custom-built home offers beautiful ocean views, exceptional privacy, and a floor plan designed for coastal living. Surrounded by mature island oaks, the property features covered decks and a top-floor sun deck that create the perfect setting for relaxing and entertaining. The top level is designed to capture the views, with a spacious living area, a light-filled dining area wrapped in windows, and a fully equipped kitchen. The primary suite is also on the top floor and includes a private bath with a soaking tub, large glass-block shower, and dual sinks, along with a convenient half bath and laundry room. On the first floor, a large bedroom connects to a spacious bath with a large tub and separate shower. There is hall access to this bathroom for the second bedroom, offering comfort and flexibility for guests. An enclosed sunroom adds even more versatility as a potential sleeping area, home office, or workout room. Additional highlights include Gerard technology roofing, elevator access to all levels, an enclosed outdoor shower, nearby beach access, extra-tall carport underneath the home, a desirable flood-zone location, close proximity to downtown Surf City, and the added appeal of never having been rented.

1821 S Shore Dr, Surf City

$999,000

4 Beds ⋅ 4 Baths

Welcome to your own slice of coastal paradise on the highly sought-after 'Surf City Canals'. Perfectly timed for summer, boating season and everything coastal living has to offer. This well-built waterfront home is an incredible opportunity to enjoy life on the water with easy access to the ICWW just a short ride down the canal & close proximity to public beach access & all the Surf city staples. Designed with comfort and functionality in mind, this home features an open-concept layout connecting the kitchen, dining space, living room & large waterfront facing decks! All filled with natural light and beautiful views from nearly every window. Down the hall you'll find three spacious guest bedrooms, including a private guest suite with its own updated full bath and another flexible room ideal for a home office, den or bunk room, a full hall bathroom & step up landing with laundry closet & access to the primary bedroom. The oversized primary suite is tucked privately above the garage, creating a peaceful retreat complete with vaulted ceilings, a large walk-in closet, dual vanities and a spacious tub/shower combination. The possibilities don't stop there the ground-floor level is ready for you to make it your own! It offers even more flexible space with sliding glass doors opening to the large patio spaces and the fenced in backyard. When you see it, think; game room, home gym, entertaining area, storage space, additional guest quarters or maybe a potential rental space! Already set up with a full bathroom and second laundry area, this bonus space adds tremendous value and versatility to the home, it just needs your own personal touch to make it come to life. Step outside where this property truly shines. Mature palm trees and lush landscaping frame the fenced backyard, while the expansive outdoor living spaces invite you to relax and soak in the coastal breeze on your own dock with an open boat slip & 2 boat lifts. Enjoy stunning Surf City sunsets from right here or the covered 30x8 deck overlooking the canal, rinse off after a beach day in the spacious outdoor shower, fish off your own dock or simply sit and take in the salt breeze after a busy day. A 16x16 workshop offers plenty of storage for fishing gear, beach equipment, lawn tools and all your water toys. With an oversized two car garage (26 x 23), parking for 4+ vehicles in the main driveway and an additional 30+ foot long single driveway, parking for boat trailers, RV's or extra guests shouldn't be a problem. Whether you're heading out for a day of boating and fishing, cruising the island by golf cart or taking a quick walk or bike ride to the beach, local parks, restaurants, nightlife and Surf City favorites, this home delivers the ultimate waterfront lifestyle at an exceptional value. Even better some major updates have already been completed for peace of mind including a mini-split HVAC system installed in 2021, water heater replaced in 2020, roof replaced in 2018, plus an updated seawall, fencing, decks, and HVAC systems all within the last 10 years or less. If you've been searching for a must-see coastal home with space, flexibility, deep-water access and an unbeatable location this Surf City gem is ready to welcome you home!

4069 4th St, Surf City

$999,999

4 Beds ⋅ 4 Baths

Brand-New Soundfront Construction in Surf City! This fully finished, partially furnished and move-in-ready townhome delivers luxury coastal living at its finest--complete with 4 bedrooms, 4 full bathrooms, an elevator, and a private dock overlooking the historic Cockle Creek. Designed with both comfort and style in mind, this home showcases designer-selected finishes throughout: quartz countertops, white shaker cabinetry, stainless steel appliances, LVP flooring on every level, modern tiled showers, and multiple porches offering breathtaking sound views from every floor. An elevator services all levels, ensuring effortless access for family and guests. Step outside and enjoy the ultimate waterfront lifestyle--launch your paddleboard or kayak, fish from your spacious dock, or relax with morning coffee while watching the water come alive. An outdoor shower adds convenience after a day on the sound or beach. With no HOA fees, this property offers flexibility for a primary residence, second home, or high-performing rental investment. Ideally located close to the beach, restaurants, shopping, Kenny Batts Park, and the IGA. Situated in the desirable AE flood zone and feeding into the highly rated Topsail School District, this home checks all the boxes for coastal living. Don't miss your chance to own a luxury sound front townhome and live your waterfront dream on Surf City's iconic Cockle Creek!

705 S Topsail Dr Unit B, Surf City

$900,000

4 Beds ⋅ 5 Baths

Experience coastal living as its finest in this beautifully designed 4-bedroom, 4.5-bath townhome located in a prime island location just steps from beach access, dining and shopping. Featuring stunning sound views, this property offers the perfect blend of luxury and convenience. Inside, you'll find luxury vinyl plank flooring, elegant granite countertops, and a private elevator for added comfort and accessibility. Whether you're looking for a vacation retreat, investment property, or full-time residence, this townhome delivers the ideal island lifestyle.

721 N New River Dr Unit B, Surf City

$900,000

4 Beds ⋅ 5 Baths

Experience coastal living as its finest in this beautifully designed 4-bedroom, 4.5-bath townhome located in a prime island location just steps from beach access, dining and shopping. Featuring stunning sound views, this property offers the perfect blend of luxury and convenience. Inside, you'll find luxury vinyl plank flooring, elegant granite countertops, and a private elevator for added comfort and accessibility. Whether you're looking for a vacation retreat, investment property, or full-time residence, this townhome delivers the ideal island lifestyle.

721 N New River Dr Unit A, Surf City

$999,998

4 Beds ⋅ 3 Baths

Beautiful Custom newer construction in a Prime location with Canal/Water views!! With over 2,100 Sqft., this home boasts 4 Bedrooms/3 baths and is situated on the very desirable 9th St. New Fortified roof Jan 2026! Beautiful porches span both sides of home on 2nd/3rd floors providing breathtaking views! Custom features to include wet-bar, 12x24-in Tiled Plank floors, 7-in base boards, Ship lap trim accents, a ground level landing zone for the Model LE elevator cab, and Smart Vent foundation vents for added protection. Heated/cooled storage room. Detached wired shed for extra storage. Mature landscaping/curbing. Single owner home that has never been a rental!

9021 W 9th St, Surf City

$940,000

4 Beds ⋅ 2 Baths

Where coastal living and deep-water access come together, this turnkey waterfront property offers the ideal blend of beach and boating lifestyle. This one owner 4BR/2BA home is only seven years old & features 1,336 heated sq ft, open living & kitchen area and is perfectly positioned on a deep-water canal with Private Dock & Sound views. Also includes private boat ramp. Plenty of room for future Boat lift & finger docks. Fully furnished and rental-ready, it's ideal as a primary residence, second home, or investment property. Relax on the back porch overlooking the water, or take the short walk/golf cart ride to several public beach accesses, eating & drinking establishments & more. Vinyl siding for low maintenance & Concrete slab parking underneath. for multiple vehicles. Lift in place for easy access to living level . Vacant and easy to show. Rental Projections available upon request.

1017 1st St, Surf City

$999,999

3 Beds ⋅ 2 Baths

Make this spacious oceanfront cottage your own! Sit on the deck and enjoy the sound of the ocean waves and soak up the sun--. Primary suite offers oceanfront views, sun deck and private bath-- Enjoy your coffee while watching the dolphin's frolic in the surf. --Easy access to restaurants, grocery stores and shopping--The fish cleaning area awaits the fishing enthusiast in the group.

1826 S Shore Dr, Surf City

$950,000

4 Beds ⋅ 5 Baths

$40,000 builder ''use as you choose'' credit now being offered on this waterfront new construction with in Surf City!!! This new construction 4 bedroom, 4.5 bath offers a highly desirable island location within walking distance to beach access, dining, and shopping. Designed for low-maintenance ownership and strong rental appeal, the property features an open-concept layout, elevator, luxury vinyl plank flooring, granite countertops, and multiple en suite bedrooms. Expansive decks capture coastal breezes and scenic water views, ideal for short-term rentals, a second home, or a primary residence, this new construction property delivers modern finishes, prime location, and excellent income potential in one of Surf City's most sought-after areas. Flood insurance is very affordable at only $1,475.

717 N New River Dr Unit B, Surf City

$950,000

4 Beds ⋅ 4 Baths

Custom built waterfront home with breathtaking views over the sound to the ICW, within minutes to Topsail Island beaches. Decks on both floors with Trex deck flooring, Top quality construction built to 150 Wind Rated, 2 x 6 studs and walls, impacted rated windows, doors, and garage doors, hard plank siding painted in 2023 and metal roof. Interior features granite counters, reinforced game room floor with wet bar, 9ft ceilings, 80 gallon water heater and security cameras. For easy access, this home has a 3-stop elevator, Accessible doors, primary bath, and hallways. For furry friends a fully fenced in backyard. Move in ready please consider this home for primary or secondary.

444 Little Kinston Rd, Surf City

$900,000

Presenting a prime commercial land opportunity that is truly a gem in the heart of our bustling coastal town. This .825 Acre parcel is perfectly nestled in between a Wal-Mart anchored shopping center and a Publix anchored shopping center in Surf City. Situated at one of the main entrances to Surf City, this center is visited by both locals and tourists, as the Surf City town hall sits directly behind the property. This is one of the prime growing areas of Pender County, NC. According to the North Carolina office of State Budget and Management Pender County is projected to be the second fastest growing county in NC in 2030 at 1.9%. Possibilities are endless for this commercial. The surrounding area provides an abundance of amenities and attractions, small businesses and big businesses. With its close proximity to Publix, one of the most popular grocery chains in the country, your future venture will benefit from a constant flow of foot traffic and the convenience-driven mindset of the community. Whether you dream of establishing a retail store, a restaurant, or even an office space, this property offers the perfect canvas for your business aspirations. Publix owns the road off of Highway 210 and Highway 50- our stormwater is already built. Our 3 sites share stormwater with Mavis Tire and the pet shop. Seller discloses that DOT has a proposed plan in place to widen Highway 210 that will impact this property.

Tr 7 Tr 7 Nc Hwy, Surf City

$1,000,000

Presenting a prime commercial land opportunity that is truly a gem in the heart of our bustling coastal town. This .97 Acre parcel is perfectly nestled in between a Wal-Mart anchored shopping center and a Publix anchored shopping center in Surf City. Situated at one of the main entrances to Surf City, this center is visited by both locals and tourists, as the Surf City town hall sits directly behind the property. This is one of the prime growing areas of Pender County, NC. According to the North Carolina office of State Budget and Management Pender County is projected to be the second fastest growing county in NC in 2030 at 1.9%. Possibilities are endless for this commercial. The surrounding area provides an abundance of amenities and attractions, small businesses and big businesses. With its close proximity to Publix, one of the most popular grocery chains in the country, your future venture will benefit from a constant flow of foot traffic and the convenience-driven mindset of the community. Whether you dream of establishing a retail store, a restaurant, or even an office space, this property offers the perfect canvas for your business aspirations. Seller discloses that DOT has a proposed plan in place to widen Highway 210 that will impact this property.

Tr 6 Tr 6 Nc Hwy, Surf City

Browse All Surf City NC Between $900K - $1M Properties for Sale

Between $900K - $1M Surf City Real Estate