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Browse All Surf City NC Between $800K - $900K Properties for Sale

$849,990
Rare opportunity to own a prime oceanfront homesite in the heart of beautiful Surf City! This exceptional beachfront lot offers breathtaking Atlantic Ocean views, direct beach access, and the chance to create the custom coastal home you've always envisioned. Whether you're seeking a full-time residence, a vacation getaway, or a lucrative investment property, this ready-to-build lot provides the perfect foundation for your dream. Even better, much of the groundwork has already been completed -- a CAMA permit has been secured and custom house plans have already been professionally designed to maximize the largest possible home for this lot size and shape, saving valuable time and expense in the building process. In 2025, the sellers obtained quotes from three local builders to construct the proposed home, with all three coming in between $1.132M and $1.168M -- giving buyers a real, grounded sense of total project cost before they even break ground. Please note: the first and second photos are AI-generated renderings based on the architectural build plans and are intended to illustrate the potential of the proposed home -- not the current condition of the lot. Enjoy sunrises over the ocean, miles of sandy beaches, and all the charm, dining, and recreation that Surf City has to offer. Opportunities like this are becoming increasingly rare along the North Carolina coast. Don't miss your chance to build exactly what you want in one of Surf City's most desirable oceanfront locations. Start living the coastal lifestyle you've been dreaming about today! Price reflects the lot only.

522 N Shore Dr, Surf City

$859,000
4 Beds 4 Baths
Beautifully renovated coastal home offering spectacular 180-degree Intracoastal Waterway and salt marsh views, just a short 3-minute walk to the beach. Located less than one mile from the heart of Surf City, this property provides easy access to the Surf City Pier, restaurants, shopping, groceries, entertainment, and more by walking, biking, or golf cart. Kenneth D. Batts Park is just two lots away and features a playground, basketball court, and scenic marsh boardwalk. This open and airy home features upscale modern décor, LVP waterproof flooring throughout, white kitchen cabinetry, granite countertops, stainless steel GE appliances, and stylish furnishings. Two spacious rear decks span the length of the home, providing the perfect place to enjoy breathtaking sunsets, marsh views, and boats cruising along the Intracoastal Waterway. The home offers 3 bedrooms and 3 bathrooms, with a bonus room and half bath on the lower level that can be used as an additional bedroom. The primary suite includes a King bed, private bath, flat-screen TV, and stunning water views. The third-floor living area is designed for entertaining with vaulted shiplap ceilings, recessed lighting, ample seating, an 80-inch Smart TV, and a fully equipped kitchen with dining space and bar seating. Additional features include a fortified roof installed in 2025, a new water heater, an enclosed outdoor hot/cold shower, and convenient public beach access just one block away. Whether used as a primary residence, second home, or investment property, this home offers the perfect blend of luxury, comfort, and coastal convenience.

1001 S Topsail Dr, Surf City

$849,000
2 Beds 2 Baths
Perfectly positioned in the heart of Surf City's most coveted downtown stretch, known as the ''S-Curve'' and often considered Surf City's own ''Million Dollar Mile'', this extraordinary property offers a rare opportunity to own TWO beautifully appointed coastal cottages on one premier homesite, just 80 steps from beach access. Here, the lifestyle is unmatched. Park the car and leave it behind...you can truly walk everywhere! From local restaurants, shopping, coffee shops, nightlife, and entertainment to the pristine sandy beaches of Surf City, everything you need is just moments away. This is coastal living at its absolute finest! Thoughtfully designed with luxury, comfort, and durability in mind, both cottages showcase exceptional craftsmanship and upscale finishes throughout. The exterior features include durable Hardie Board siding, Trex decking, custom landscaping with cement pavers and mature palm trees, vented storm doors, recessed soffit lighting, gutters, digital locks, vapor barrier protection, and a 50-amp service ready for your future EV charger installation. Each cottage also enjoys its own private outdoor shower and water softener system, perfect for effortless beach living. The main cottage exudes elevated coastal elegance with custom wainscoting, shiplap accents, recessed lighting, top-down bottom-up custom blinds, COREtec Lanier Hickory luxury vinyl plank flooring, and moisture-resistant Gold Bond drywall. Comfort is maximized with a 3-zone Mitsubishi mini-split HVAC system and a Stiebel Eltron tankless water heater. The kitchen was designed to impress, featuring quartz countertops, a tile backsplash, soft-close cabinetry, an ultra-deep single basin sink, stainless steel appliances, a premium Hauslane range hood, and a stunning butler's pantry complete with custom built-ins. Additional upgrades continue throughout the home, including custom closet shelving, updated bathrooms with tile flooring, ceiling-height tiled showers, pocket doors, and beautifully curated finishes at every turn. A ''Clearly Filtered'' 3-stage water filtration system further enhances the home's luxury appeal. The charming second cottage, affectionately known as the ''Itty Bitty'', offers its own stylish and private retreat with shiplap walls, recessed lighting, luxury vinyl plank flooring, new windows, added closet space, Mitsubishi mini-split HVAC, Rinnai tankless water heater, quartz countertops, stainless steel range hood, and a beautiful exterior blend of shake accents and Hardie Board siding. Whether you're seeking a luxury coastal residence, multigenerational retreat, income-producing opportunity, owner-occupied investment, or the ultimate beach getaway, this one-of-a-kind Surf City property delivers an unparalleled combination of location, craftsmanship, and lifestyle that is rarely available.

105 High Point Ave Unit A & B, Surf City

$869,000
4 Beds 4 Baths
Located on a cul-de-sac tucked away on the intracoastal side, come see this beautifully upgraded 4-bedroom, 4-bath townhome, ideally located just moments from public beach access and everything that Surf City has to offer. Enjoy peaceful marsh views from multiple vantage points and listen to the ocean while sipping your morning coffee or evening beverage on the screened porch. This home has been meticulously cared for and boasts a functional floor plan, enhanced by a private elevator servicing every level. Inside, the home has been improved with durable engineered luxury vinyl plank flooring throughout, along with added insulation in both the walls and attic for increased efficiency. The kitchen is well-appointed with granite countertops a double oven, updated appliances, and a pantry. The living area offers a cozy focal point with a gas log fireplace and a newly installed mantel, while opening seamlessly to the screened porch overlooking the marsh. The primary suite is designed as a private retreat, featuring its own sitting area, a porch with water views, and a spacious bathroom complete with a garden tub and separate shower. Plantation shutters are featured throughout most of the home, and custom barn doors add character in select areas. One of the guest bedrooms has been outfitted as a gorgeous home office with extensive built-in shelving and Ethernet access-ideal for remote work or flexible use. Outdoor spaces are equally impressive, upgraded with low-maintenance Trex decking, tongue-and-groove ceilings, and a convenient outdoor shower equipped with a dog-washing attachment! The sunset views are absolutely stunning. Additional exterior features include a kayak storage rack and ample storage options, including a ground-level closet with shelving and under-stair space. There is mature landscaping with rare plants and an environmentally conscious drainage system that directs water back toward the marsh. Unique details set this property apart, including a decorative walkway between units that has been thoughtfully crafted with Megalodon shark teeth and whale bone. Residents also enjoy access to community amenities including a pool and clubhouse to complete the coastal lifestyle experience. Seller has been approved through insurance for a brand new fortified roof! There is a transferrable termite bond, home water softener, and an active flood insurance policy currently priced at $1,201 annually. For information about our preferred lender and the incentive you may qualify for, please ask your agent to review the agent comments for additional details.

204 N Boca Bay Ln Unit B, Surf City

$849,000
4 Beds 3 Baths
Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.

1125 S Topsail Dr, Surf City

$849,000
4 Beds 3 Baths
Seller is offering a $10,000 Use-As-You-Choose credit with an acceptable offer! Apply it toward closing costs, rate buy-down, updates, or personalize the home to fit your needs. Discover relaxed coastal living where breathtaking marsh, Intracoastal Waterway, sound, and partial ocean views become part of your everyday backdrop. Five spacious deck options provide the perfect setting for sunrise coffee, afternoon boat watching, coastal breezes, and unforgettable sunset skies. Located on a quiet, non-through street just a short walk, roll, or stroll to the beach, this home is part of a sought-after community reserved for homeowners and second-home residents, where rentals of less than six months are not permitted. The result is a peaceful neighborhood where neighbors know one another and lasting friendships replace the constant turnover of weekly vacation rentals. Thoughtfully designed for both everyday living and entertaining, the home features an elevator serving every level, a fireplace for cozy evenings, an expanded driveway, fenced yard, outdoor shower, water softener, attic storage, and exterior storage for all your beach gear. The raised backyard creates an inviting outdoor living space, complete with an additional deck that's perfect for relaxing, grilling, or gathering with friends and family. Launch your kayak or paddleboard nearby, cast a line for an afternoon of fishing, or spend the day at the beach before cooling off at the community pool and clubhouse. For boating enthusiasts, the Topsail Island Yacht Club is less than two miles away. The current owners have enjoyed keeping their boat there, making it easy to embrace the boating lifestyle without the maintenance and expense of waterfront ownership. Whether your perfect day includes boating, fishing, shelling, or simply enjoying the ever-changing coastal views, this home offers the lifestyle so many dream about. While designated as a townhouse, the thoughtful design lives like a single-family home. The neighboring residence is connected by the exterior storage roof, with no shared living walls, providing an exceptional sense of privacy along with the convenience of low-maintenance coastal living.

125 S Boca Bay Ln Unit B, Surf City

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