Quick Surf City NC MLS Search

Browse All Surf City NC Between $400K - $500K Properties for Sale

$402,900
3 Beds 2 Baths
Exceptionally maintained! Welcome to easy coastal living in the heart of Waterside. This home offers 3 bedrooms, 2 bathrooms, and 1507 square feet of comfortable living space all on one floor, plus a 2-car garage! Fully fenced yard with recently sodded Zoysia grass! Inside, the popular Allex floor plan delivers practical one-level living with an open layout, stainless steel appliances, and a smart-home package for everyday convenience. The primary suite and secondary bedrooms are thoughtfully arranged for privacy, while the attached garage and low-maintenance finishes make day-to-day life simple. Covered porch living and a usable yard complete the picture of a home that is easy to enjoy year-round. Waterside is one of Surf City's most desirable neighborhoods, known for its sidewalks, friendly streets, and resort-style amenities. Residents enjoy a community pool and clubhouse, fitness center, pickleball and tennis courts, basketball and multi-sport courts, sand volleyball, a playground, fire pit, and walking trails. The modest HOA helps keep common areas and amenities well cared for, giving the neighborhood a polished, settled feel. Location is a standout. Waterside sits on the mainland side of Surf City, less than a mile from the high-rise bridge and just minutes from the beach. Grocery stores, restaurants, coffee shops, parks, the community center, and the Intracoastal Waterway are all close at hand, with Wilmington and Camp Lejeune an easy drive beyond. Beach days are convenient, daily errands are quick, and the neighborhood itself is designed for walking, biking, and golf-cart living. If you are looking for an exceptionally maintained home in a great Surf City neighborhood with true proximity to the beach and everyday conveniences, 1029 Course Lane is an excellent opportunity! Schedule your showing today!

1029 Course Ln Unit Lot 410, Surf City

$445,000
3 Beds 3 Baths
Welcome to Waterside! This beautifully maintained two-story home offers the perfect combination of comfortable living, community amenities, and coastal convenience--just 2 miles from the beaches of Surf City! Inside, you'll find an open and inviting main level featuring LVP flooring, a spacious kitchen with granite countertops, a large island perfect for gathering, and a huge pantry providing plenty of storage. The main floor also includes a convenient half bath and plenty of living space for entertaining or everyday life. Upstairs, the spacious primary suite offers a large walk-in closet, while two additional bedrooms provide room for family, guests, or a home office. You'll also find a full bathroom, laundry room, and a generous loft area that offers flexible space for a playroom, media area, office, or second living space. Outside, enjoy the privacy of a fenced backyard and the convenience of a two-car garage. But the lifestyle is what truly sets this home apart! Waterside residents enjoy an impressive collection of amenities including a community pool, clubhouse, playground, basketball, volleyball, tennis, and pickleball courts. Plus, this golf-cart-friendly community makes it easy to enjoy the neighborhood and make your way toward the coast. Located just minutes from Surf City beaches, restaurants, shopping, and everyday conveniences, this home offers the coastal lifestyle you've been looking for without sacrificing comfort or convenience. Come see why Waterside is such a great place to call home!

808 Airlie Vista Ln, Surf City

$424,900
4 Beds 2 Baths
Welcome home to 2094 Course Ln - Surf City's Waterside community at its best. Built in 2024, this beautifully maintained 4-bedroom, 2-bath, 1,514 sq ft home offers easy, one-level coastal living in one of Surf City's most sought-after neighborhoods - with all the peace of mind that comes with near-new construction. Step inside to an open-concept layout filled with natural light and thoughtful upgrades throughout - custom trim detailing on the walls, ceiling fans and lighting in every bedroom, and a kitchen built for entertaining with a center island, stainless appliances, and abundant cabinet space flowing straight into the dining and living areas. The primary suite is a standout, featuring a spa-style glass-enclosed shower that instantly elevates the space. Step outside to your fully fenced backyard - a low-maintenance retreat ready for pets, play, or peaceful evenings after a day at the beach. Beyond the front door, you're buying into the Waterside lifestyle: resort-style pool, fitness center, pickleball and basketball courts, sand volleyball, playground, and scenic sidewalks throughout. Hop on a golf cart and you're minutes from Topsail Island's beaches, and walking distance to Surf City's local restaurants, coffee shops, boutiques, and a favorite neighborhood brewery. Offered at $424,900, 2094 Course Ln delivers modern construction, thoughtful upgrades, and true low-maintenance coastal living - HOA dues of just $960/year keep it easy. Don't wait on this one - homes in Waterside move fast.

2094 Course Ln, Surf City

$410,000
3 Beds 4 Baths
Perfectly positioned in the heart of Surf City, this beautifully maintained coastal home in Bryan's Court blends thoughtfully designed living spaces with exceptional access to the area's everyday conveniences and coastal attractions. Conveniently located near local shopping, restaurants, the Surf City Community Center, the town's new skate park, and the award-winning beaches of Topsail Island, the home offers an ideal balance of everyday accessibility and coastal recreation. Thoughtfully designed for life along the North Carolina coast, the home's attractive exterior pairs timeless coastal character with lasting durability. Vinyl siding, a metal roof, distinctive Bahama shutters, gutters, and a spacious two-car garage create inviting curb appeal while delivering the low-maintenance features Buyers appreciate. Ascending to the main living level, durable 7.5-inch luxury vinyl plank flooring, eight-foot ceilings, and an open-concept design create a bright, welcoming atmosphere that's equally suited for everyday living and entertaining. Serving as the heart of the home, the kitchen balances generous workspace with everyday functionality. Rich cabinetry is complemented by a glass tile backsplash, stainless steel Whirlpool appliances, a five-burner smooth-top range, dual-basin sink with disposal, and abundant counter space for meal preparation. A two-tier, shiplap-accented breakfast bar comfortably seats family and friends, creating a natural gathering place that seamlessly connects the kitchen, dining, and living areas. Just beyond, the dining area is filled with natural light and centered beneath a stylish chandelier, while the adjacent living room provides an inviting place to relax after a day at the beach. Together, these thoughtfully connected spaces create a comfortable setting for everything from quiet evenings at home to hosting family and friends. Privately positioned at the rear of the home, the primary suite provides a peaceful retreat overlooking the fenced backyard and natural wooded backdrop beyond. A custom shiplap accent wall adds warmth and character, while the spacious layout, walk-in closet, and ceiling fan create a comfortable space to unwind at the end of the day. The adjoining ensuite bath offers a spacious dual vanity with cultured marble countertops, abundant storage, and a walk-in shower, creating a functional layout for everyday living. The thoughtful floor plan continues with well-appointed guest accommodations designed to provide both comfort and privacy. A spacious guest suite at the front of the home enjoys its own private ensuite bath, while a third bedroom is conveniently located near the hall powder room, which also incorporates a dedicated laundry closet for added everyday convenience. The lower level offers exceptional flexibility to suit a variety of lifestyles. Nine-foot ceilings and durable luxury vinyl plank flooring create an open, comfortable space that easily adapts as a second living area, media room, home office, fitness space, or guest retreat. A full bathroom, abundant storage, and direct access through an expansive sliding glass door to the screened porch further enhance the functionality of this level. Outside, the screened porch extends your living space and overlooks a beautifully maintained backyard designed for both relaxation and entertaining. Professionally landscaped and enclosed by low-maintenance vinyl fencing, the yard offers an inviting patio, lush green space, and a peaceful wooded backdrop that provides an uncommon sense of privacy within the community. Whether you're searching for a full-time residence, a weekend coastal escape, or an investment opportunity, this thoughtfully designed home offers the flexibility, comfort, and location to complement a variety of lifestyles. Combining low-maintenance ownership with spacious living areas, private outdoor spaces, and one of Surf City's most convenient locations, 133A James Avenue presents an opportunity to enjoy the very best of coastal North Carolina.

133 James Ave Unit A, Surf City

$479,900
3 Beds 2 Baths
Welcome home to coastal living on one of Waterside's most sought after premium pond homesites, where peaceful water views set the tone before you even step inside, and a long list of upgrades means less work and more time enjoying what matters. Craftsman style columns and a covered front entry welcome you home, with manicured landscaping framing the front yard. Step through the front door and a board and batten accent wall lines the hallway, setting the tone for the home ahead. The first bedroom offers a built in bookshelf with a Murphy bed, the kind of flexible space that flexes with your life, guest room today, home office tomorrow, hobby room whenever inspiration strikes. At the heart of the home, the kitchen was completely reimagined for the way you actually live and entertain, with an expanded island made for gathering, additional cabinetry and counter space, quartz countertops, a tile backsplash, soft close cabinets and stainless steel appliances. Throughout the home, a Smart Home Technology Package puts lighting and the alarm system at your fingertips, and a UV air purification component built into the HVAC system keeps the air cleaner and fresher throughout. Retreat to the primary suite, a true escape from the everyday, with a spa inspired bathroom featuring an extended vanity, quartz countertops, shiplap detailing and a custom accent wall in the private water closet. It's the outdoor living here that truly sets this home apart. Step out to your screened in porch and take in one of the community's coveted pond views, where mornings are quiet and evenings close out with a breathtaking sunset over the water. A fenced in yard and raised garden beds round out a backyard made for slow mornings and easy living. Location makes everyday life even easier. You're less than a mile from the high rise bridge with sweeping Atlantic views, just over two miles from the Surf City Pier, and an easy drive to Wilmington and Camp Lejeune. Waterside residents also enjoy a pool, clubhouse, fire pit, playground, multisport court and sand volleyball court, plus, as a Surf City resident, two free parking passes for effortless island access. Schedule your private showing and come experience Waterside living for yourself.

2045 Course Ln, Surf City

$449,500
4 Beds 2 Baths
A STANDOUT OPPORTUNITY IN WATERSIDE. 304 Cleat Drive combines the community's most sought-after Cali floor plan, a tucked-away location just steps from the neighborhood pool, thoughtful upgrades, and a value that is difficult to match. Beautifully maintained, this 4-bedroom, 2-bath home offers the ease of one-level living with an open-concept design that feels spacious, functional, and inviting. The kitchen anchors the main living area with a large center island, abundant cabinetry, and a walk-in pantry upgraded with custom shelving. It flows seamlessly into the dining and living areas, creating the perfect space for everyday living and entertaining. The private primary suite is thoughtfully separated from the secondary bedrooms and features a walk-in closet and ensuite bath. Three additional bedrooms provide flexibility for family, guests, a home office, playroom, or fitness space. Thoughtful upgrades throughout add both function and value, including custom pantry shelving and a whole-home water filtration system. Outside, the fully fenced backyard and covered patio create an ideal space for pets, play, entertaining, or unwinding after a day at the beach. The location within Waterside is another standout. Tucked away on a quieter, private street, you can walk to the resort-style pool in moments while avoiding the neighborhood's main traffic. Residents also enjoy a fitness center, multi-sport court, playground, sidewalks, golf cart-friendly streets, and community gathering spaces. Less than 2 miles from Surf City Beach, you can bike or golf cart to the beach, coffee shops, restaurants, breweries, boutiques, parks, and more. If you've been comparing homes in Waterside, look closely at 304 Cleat Drive. Floor plan. Location. Upgrades. Fenced backyard. Proximity to the pool. And most importantly--VALUE. This home has been intentionally positioned to give its next owner an opportunity to close with equity already on their side. Come see why 304 Cleat Drive may be the smartest buy in Waterside.

304 Cleat Dr, Surf City

$484,000
3 Beds 3 Baths
This home is in the perfect location and has been meticulously maintained. The true highlight of this property is the incredible backyard and patio area -- a private outdoor retreat perfect for relaxing, entertaining, and enjoying the coastal lifestyle. If you are looking for a home that is close to the beach, offers a great community atmosphere, and is conveniently located near shopping and restaurants, this is the one! Features include 3 bedrooms, 3 full bathrooms, and a beautiful kitchen with white cabinetry, granite countertops, and ample storage. The spacious living room offers plenty of natural light and opens to a large deck featuring custom electric/solar sunscreens, installed in 2026. This is the perfect place to watch the sunset. When you enter the home, you will find two spacious bedrooms, each with its own full bathroom. The top-floor bedroom is versatile and can easily function as a private office, guest suite, or additional living space. A built-in desk is located in the closet and can be removed to create a fully functioning closet. As an end unit, this home offers abundant natural light throughout. Additional features include a walk-in storage area with plenty of room for beach chairs, outdoor gear, and more. The outdoor living space is truly exceptional, with a privacy fence, picket fencing, a beautiful stamped concrete patio, professionally sodded St. Augustine Sola sod, and Wi-Fi-enabled irrigation. Enjoy the coastal lifestyle with a short walk to the community dock, where you can relax and take in breathtaking sunrises and sunsets over the water. The Surf City bridge is also just a short stroll away, offering easy access for biking, kayaking, and paddleboarding adventures. The home has been thoughtfully updated, including interior painting in 2026, gutters installed in 2021, and a ridge vent mesh added in 2026 to keep snow, and driving rain out of the attic. All updates are listed in the MLS. The property includes two parking spaces, with a 3rd shared spot. Owners are eligible for two Surf City parking passes each year -- making beach days even easier. This home offers the perfect blend of comfort, convenience, and coastal living!

202 Bridgeview Ct Unit A, Surf City

Start Your Search

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.

Between $400K - $500K Surf City Real Estate

Our website features the best real estate search for between $400k - $500k properties available in Surf City and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire. 

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today to find out how we can be of assistance to you!